Dear readers, making your own house is a dream come true for many of us. We build a house with all our hard-earned money as well as emotions. So, we want it to be a strong and stable habitat for us. However, along with the building materials, we also need to follow the legal steps to build a house in Nepal. In this article, you will find all the information about the legal process to build a house in Nepal.
Here, in this article, you will get the step-wise guide of what are the legal steps to build a house in Nepal. You will find information about how to carry on the legal process. Along with that, to help you more, we have also added information about how to manage your finances for building a house.
So, please take your time and read this article to know this article to the end to know everything.
Before we begin…
In Nepal, there are certain legal procedures that you have to follow for building a house. As well as that, the size and land area determine where you have to get the government approval letter from.
If you are planning a house up to 1000 square feet, you can take approval from your respective Ward Office (Wada Karyalaya). And, if your house is above 1000 sq. Feet, you can take approval from the Metropolitan, Sub-Metropolitan, or Village Development Committee (VDC).
Now, find here the Legal Steps to Build a House in Nepal
Step 1: Map Designing
First and foremost, we have to design the map of the house. You can seek professional help from Engineering Consultancies or registered Civil Engineers for designing a map. Particularly, the floor level of the building determines the category of houses such as Ka, Kha, Ga, and Gha.
The Categories Ka and Kha require structure analysis and are expensive too. Whereas, the category Ga and Gha, don’t require structure study or soil test. The civil engineer performs and approves these tests. After completing the tests, a civil engineer then designs the map of your house with all interior and exterior designs.
Step 2: Publishing Notice
After you get the map approval from your ward office or Metropolitan, Sub-Metropolitan, or VDC you can now start the other processes. Subsequently, you have to then publish this notice and paste it on your construction site for 15 days. In addition, for this, you may also need to pay the government tax. This notice has all information about the type of map, the floors, and the number of rooms, windows, and doors in your house.
Moreover, in this notice, you also have to state that if anybody has complaints regarding the construction of this house, they have to register a complaint within 15 days of the notice published.
If somebody has a dispute or misunderstanding of this construction, this notice helps to clear these disputes and misunderstandings.
Step 3: Temporary Permit Letter
Now, the third step will be to receive a temporary permit letter. After you publish the notice and if you don’t get any complaint within 15 days, you can then get a temporary permit letter for building your house.
Step 4: Set a Pillar
Following this, you can now start the actual construction. At first, you can start by constructing the pillars. Moreover, this phase also includes constructing the substructure of the house up to the plinth level. Definitely, the pillars and the base follow the design map.
Most people hire building contractors for construction. The contractors bring a team of skilled human resources to complete the substructure as well as the whole building.
Step 5: Permanent Permit Letter
Subsequently, once the base is constructed, you can then receive a permanent permit letter from the respective government offices. Then, you can start to construct the superstructure as per the map design of the building.
Meanwhile, in this process, engineers and sub-engineers from the office will come to visit the site for supervision. As well as that, they will also ensure the construction is going on as per the map design.
Step 6: Completion Letter
Finally, once the construction is complete, you can get a Completion Letter (Ghar Sampanna Letter) from the respective offices.
So, these were the legal steps to build a house in Nepal. Definitely, you should make sure to follow these steps and get all the required documents to avoid any inconveniences in the future.
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Now, here lets talk about how much time does it take to build a house in Nepal.
Average Time for Building a Home
While the time for building a house may differ depending upon several factors.
As the average time for building a home for 3 floors/stories, home is 7-8 months or a year for the exterior part of the home and 3 months for the interior part.
But these factors bring a difference in the time for building a house:
- Number of the floor in the home.
- The number of laborers in the home’s construction.
- The efficiency of work in construction.
- Availability of raw materials, etc.
Dear reader, we all know that building our own house is definitely a dream for many of us. We save our hard-earned money to build our own house. However, it is also a fact that these days constructing a house is really expensive. From materials to manpower, everything has a high price.
In most cases, saving only is not enough for the complete construction. Therefore, to make things easier, we can take benefit of Home Loans.
A home loan is a loan that is especially passed for building construction. In addition, we can apply for a home right from the planning of the construction. The monthly installment of a home loan can make your financial burden lighter.
These given banks provide home loans to their customers at a favorable interest rate. Interest on a home loan is different in different banks, as per their policies. The average interest for a home loan in Nepal is 7% to 9%.
Advantages of Home Loan
- Interest rates are attractive
- Loan processing is quick and transparent
- Equated Monthly Installment (EMI) payment
- Personal counseling throughout the process
- Flexible loan tenure
- Simplified documentation
Here are some of the banks that provide Home Loans
NIC Asia Bank Limited
Nabil Bank Limited
Global IME Bank Limited
Himalayan Bank Limited
Mega Bank Limited
As well as that, you can find the provision of home loans in other banks too. If you fulfill their criteria, requirements, and documents as per bank policy for a home loan, you can easily get a home loan.
On the End Note
So, these were all the legal steps to build a house in Nepal. As now, from this article you can plan your construction in a hassle free way.
In summary, you need to receive these above mentioned permissions from the authorized government offices. You can then start your construction. In like manner, you can also apply for home loan to manage your finances.
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Thank you. Have a great time.